Terms of Use
Privacy Policy
Disclaimer
Introduction
This page contains three legal documents that describe how we expect visitors to use this site.
This page was last updated on June 6, 2021.
At the beginning of each of the three documents is a statement telling when that particular document was last updated.
The first document below is a statement of our Terms of Use. This document outlines the rules you agree to follow when you use our website. This document is long, but we don't think there are any surprises here. Primarily the Terms of Use represent good common sense. Our Terms of Use are based on the idea that we expect you to treat our website the way you would want us to treat your website.
Second, you'll find our Privacy Policy. Again, we don't think you'll find any surprises here. The main point (but there are other points) is that we respect your privacy and will not sell your personal information. Our Privacy Policy sets it all out so there is no misunderstanding.
The third document is our Disclaimer. This document describes who we are and who we are not. It also outlines the type of advice we are offering on this website and the type of advice we are not offering. Understanding the contents of this document will help you get maximum value from our website while ensuring you don't think you're getting more than you really are! Please scroll down to read our Disclaimer.
Terms of Use
These Terms of Use are effective as of June 6, 2021. They replace all previous versions.
The following Terms of Use are entered into by and between You and Lee McIntyre.
In this document, references to "we," "us," or "our" refer to Lee McIntyre.
The following terms and conditions, together with any documents they incorporate by reference (collectively, these "Terms of Use"), govern your access to and use of www.LifetimeIncomeStrategist.com (our "Website"), including any content, functionality, and services offered on or through the Website, whether as a guest or a registered user.
Please read the Terms of Use carefully before you start to use the Website. By using the Website, you agree to abide by these Terms of Use, our Privacy Policy, and our Disclaimer. By referring to those three documents here, we make them part of this Terms of Use document. If you do not want to agree to these Terms of Use, you must not use this Website.
This Website is offered only to users who are 18 years of age or older. By using this Website, you tell us truthfully that you are of legal age to form a binding contract with us. If you are not 18 years of age or older, you must not use this Website.
Changes to the Terms of Use
We may revise and update these Terms of Use whenever we choose. When we make changes, they become effective as soon as we post them. From that moment on, the updated Terms of Use apply to all users of this Website. If your use the Website after we've posted the revised Terms of Use, that means you agree to the changes. We expect you to check this page from time to time, so you are aware of any changes because those changes are binding on you.
Privacy
When you use this Website, your use is also regulated by our Privacy Policy. Please review our Privacy Policy, which also governs the Website and tells you about our data collection practices. When you agree to these Terms of Use,
you also automatically agree to our Privacy Policy.
Disclaimer
When you use this Website, your use is also regulated by our Disclaimer. Please review our Disclaimer, which also governs the Website and tells you about some specific limitations regarding the information you'll find on this Website. When you agree to these Terms of Use, you also automatically agree to our Disclaimer.
Accessing the Website and Account Security
We have the right to close or change this Website at any time and without telling you in advance. We will not be liable if all or any part of the Website is unavailable at any time, for any reason. We also have the right to block access to some parts or all of the Website, even to registered users.
To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. If you want to use the Website or any resources we provide, the information you give us must be correct, current, and complete. You agree that all information you provide to us on this Website is governed by our Privacy Policy.
If you use a user name, password, or any other piece of information as part of our security procedures, you must keep that information confidential, and you must not disclose it to anyone. You agree that your account is personal to you. And you agree not to give anyone outside your immediate family access to this Website using your user name, password, or other security information.
You agree to notify us immediately of any unauthorized access to your user name or password. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others cannot view or record your password or other personal information.
We have the right to disable any user name, password, or other identification at any time at our sole discretion for any or no reason. We can tell you now that we will block your access to protected areas of our Website if we believe you have violated any provision of these Terms of Use.
No Unlawful or Prohibited Use and Intellectual Property
We are giving you a license to use this Website and the resources available on it in accordance with these Terms of Use. The license we are giving you is non-exclusive, meaning we have the right to give others the same license. Your license is non-transferable, meaning you do not have the right to pass your license to others. Your license is revocable, meaning we can take the license away if we feel that is appropriate.
As a condition of your use of this Website, you assure us that you will not use this Website or any of its resources for any purpose that is illegal or that is prohibited by these Terms of Use. You may not use the Website or any of its resources in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website.
You may not get or try to get any materials or information through any means that we did not make intentionally available through the Website.
All content included on the Website, such as text, graphics, logos, images, as well as the compilation of those items, and any software used on the Website, is our property or that of our suppliers. All content on this site is protected by copyright and other laws that protect intellectual property and proprietary rights.
You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes to those notices or restrictions.
You agree not to modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content found on the Website or any of the resources available from the Website.
Our content is not for resale. You may use the Website and its resources. But that does not entitle you to make any unauthorized use of any protected content. In particular, you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use and will make no other use of the content without our express written permission and permission of the copyright owner.
You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to our intellectual property or the intellectual property we have licensed for our use, except as we specifically authorize that ownership right or license.
Our name, logo, slogan, and all related names, logos, product and service names, designs, and slogans are trademarks belonging to us or our affiliates or licensors. You must not use any of those trademarked items without receiving our written permission in advance.
All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.
For Educational and Informational Purposes Only
As we talk about in more detail in the Disclaimer, the information on this Website and the resources available through this Website are for educational and informational purposes only. The information contained on this Website and the resources available through this Website are not intended as legal, financial, tax, medical, health, or any other professional advice.
You should not think that they are.
Accuracy and Personal Responsibility
As we talk about in more detail in the Disclaimer, we have done our best to ensure that the information provided on this Website and the resources available through it are accurate and provide valuable information. Still, we cannot guarantee the accuracy of the information. Neither we nor any of our owners or employees shall be held liable or responsible for any errors or omissions on this Website. Also, we shall not be held liable or responsible for any damage you may suffer if you don't follow our recommendations to seek competent advice from a professional who is familiar with your situation.
By using this Website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer due to the use (or the non-use) of the information available on this Website or the resources available from this Website. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on this Website.
No Guarantees as to Results
As we talk about in the Disclaimer, you agree that we have not made any guarantees about the results of taking any action, whether recommended on this Website or not. We provide educational and informational resources that we believe may be helpful to users of this Website. All the same, you recognize that your ultimate success or failure will result from your own efforts, your particular situation, and many, many other circumstances beyond our control and knowledge.
You also recognize that results that happened in the past will not necessarily happen in the future. Thus, the results obtained by others who have applied the principles set out in this Website are no guarantee that you will be able to obtain similar results.
Email and Other Electronic Communications
When you visit the Website or send us emails, that is electronic communications. You agree to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically (via email and on the Website) satisfy all legal requirements that such communications must be in writing.
We would be happy to communicate with you by e-mail. There are various places on this Website that provide you the ability to send us electronic communication. However, sending us an email message or other electronic communication doesn't mean you've created a business relationship or any other contractual relationship with us.
As we explain in our Privacy Policy, we take all reasonable steps to ensure that your communications with us remain confidential. Still, we cannot guarantee the security of your communications. And we cannot guarantee that we won't be required to disclose such communications due to a court order.
Use of Communication Services
The Website may contain chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections, or other message or communication facilities designed to enable you to communicate with the public at large or with a group. We call these services "Communication Services." You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to that particular Communication Service.
By way of just one example of many, you agree that when using one of our Communication Services, you will not defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as the legal rights of privacy and publicity) of others.
You also agree you will not publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material, or information.
You agree you won't upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights to that material or have received all necessary consents.
Furthermore, you will not upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of someone's computer.
You won't advertise or offer to sell or buy any goods or services for any business purpose unless such Communication Service specifically allows such messages.
You agree not to conduct or forward surveys, contests, pyramid schemes, or chain letters, and you won't download any file posted by another user of a Communication Service that you know (or should know) cannot be legally distributed in such manner.
You won't falsify or delete any author attributions, legal or other proper notices, or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, and you won't restrict any other user from using and enjoying the Communication Services.
You won't violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
And you won't collect information about others, including e-mail addresses, without their consent.
And when you are using our Website, you won't violate any applicable laws or regulations.
We have no obligation to monitor the Communication Services. However, we do reserve the right to review materials posted to a Communication Service and to remove any materials we think should be removed. We reserve the right to terminate your access to any Communication Services at any time without notifying you in advance. We can d this for any reason we think is appropriate.
We always have the right to disclose any information required to satisfy any applicable law, regulation, legal process, or governmental request. And we may edit, refuse to post, or remove any information or materials we believe should be handled in that way.
Use Caution When Sharing Personal Information
You should always use caution when giving out any identifying information about yourself in any Communication Service. We do not control or endorse the content, messages, or information found in any Communication Service. Therefore, we have no liability regarding the Communication Services. And we're not liable for any actions resulting from your participation in any Communication Service.
Managers and hosts are not authorized to speak on our behalf, and their views do not necessarily reflect our views.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction, and dissemination. You are responsible for following those limitations if you upload materials.
Materials You Upload to The Website
We do not claim ownership of the materials you post, upload, input, or submit to the Website. We refer to these items you upload as "Submissions." However, by posting, uploading, inputting, providing, or submitting your Submission, you are granting us, as well as our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of our Internet businesses, including, among other things, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.
We don't pay for the use of your Submission. And we're not under any obligation to post or use any Submission you send us. Further, we have the right to remove any Submission at any time, for whatever reason we feel is appropriate.
By posting, uploading, inputting, providing, or submitting your Submission, you assure us that you control all the rights to your Submission as described in this section, including, among other things, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Links to Third-Party Websites and Services
The Website may contain links to other Websites. We call those websites "Linked Websites." Linked Websites are not under our control. We are not responsible for the contents of any Linked Website, including, among other things, any link contained in a Linked Website or any changes or updates to a Linked Website. We provide these links to you only as a convenience. If we include any link, that does not mean we endorse the Linked Website.
Some of our services are delivered by third-party Websites and organizations. By using any product, service, or function on the Website, you acknowledge that we may share your information with any third party we have a contractual relationship with, in order for them to provide the requested product, service, or functionality on behalf of our Website visitors.
Use of Paid Courses, Programs, and Associated Material
From time to time, we provide various courses, programs, and associated material for sale on this Website. We refer to all of these as the "Courses." We grant you a limited, personal, non-exclusive, non-transferable license to use o the Courses for your own personal or internal business use.
The license we grant you is limited, meaning we have the right to cancel the license. The license is personal, meaning it's for the use of you and your immediate family members only. The license is non-exclusive, meaning we are free to give the same license to others. And the license is non-transferable, meaning you cannot give or sell it to anyone.
Unless we give you specific permission, you agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way use any of the Courses.
By ordering or participating in any of our Courses, you agree that those Courses may only be used by you for your personal or business use and may not be sold or redistributed without our written consent.
By ordering or participating in Courses, you further agree that you won't copy or create any derivative work based upon the Courses. You won't offer any competing products or services based upon any information contained in the Courses.
Use of Free Downloadable Content
We provide various resources on this Website, which may access by providing an e-mail address. We grant you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address. We call this "Free Content." Free Content is for your own personal or internal business use. Unless we give you specific permission, you agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance, or exploit any of the Free Content.
By downloading the Free Content, you agree that the Free Content you download may only be used by you for your personal or business use and may not be sold or redistributed without our express written consent.
By downloading the Free Content, you further agree that you shall not create any derivative work based on Free Content. You shall not offer any competing products or services based upon any information contained in the Free Content.
Guests
From time to time, we may provide information from a third party in the form of a podcast guest interview, an interview on a different platform, a guest blog post, or some other medium. We do not control the information provided by third-party guests, and we are not responsible for investigating the truth of any information guests may provide. , We cannot guarantee the correctness of any statements made by guests.
When individuals appear as guests on any medium we offer, they agree to transfer all intellectual property rights they may have in any such content to us, and to provide a license to any rights they cannot assign.
Cancellation of Subscription
Some of our products and services may be offered on an ongoing basis with a monthly or yearly subscription cost. You may cancel any of your subscriptions at any time by emailing your cancellation request to [email protected].
If you cancel, your subscription will continue until the end of the existing subscription period, and you may use it until then. And the end of the existing subscription period, your cancellation will be effective. You shall not be charged after a cancellation.
Money-Back Guarantee
For the sale of certain products, we provide a money-back guarantee. That money-back guarantee is governed by the following terms unless the terms of a specific product or service say otherwise:
You must request your money back within 30 days of purchase. You may request your money back by emailing [email protected]. Your email message must which product you purchased, the date of the purchase, and the email and name you used to make the purchase.
You must also demonstrate that you have attempted to implement the program but without success. To meet this requirement, you must provide a completed copy of any workbooks or worksheets for all course modules made available to you before the date of your request.
You must also certify in your email request that you have attempted to complete any steps or requirements of the course, or you must certify that you could not complete them, and explain why.
Once we determine that you're entitled to a refund according to this policy, we will promptly issue an instruction to our payment processor to issue the refund. We do not control our payment processor, so we will not be able to speed up your refund.
If you receive a refund of any purchase through this money-back guarantee, then all licenses granted you to use the material provided to you under these Terms of Use or any other agreement are immediately canceled.
You shall immediately stop using the material and shall destroy all copies of the information we gave you as part of your course, including, among other things, video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.
You may redeem a money-back guarantee from us only once. In other words, after you have received a refund for one product under this money-back guarantee, you will not be entitled to a refund for any other product or service purchased from us.
No Warranties
WE MAKE NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. IN ADDITION, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND (WHETHER THEY ARE EXPRESS OR IMPLIED WARRANTIES) AS TO THE INFORMATION AND SERVICES AVAILABLE THROUGH THIS WEBSITE.
TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, WE DISAVOW ALL WARRANTIES (WHETHER THEY ARE EXPRESS OR IMPLIED WARRANTIES), INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Limitation of Liability
YOU AGREE TO RELEASE US FROM ALL LIABILITY OR LOSS THAT YOU OR ANYONE ELSE MAY SUFFER OR INCUR AS A RESULT OF THE USE OF THE INFORMATION YOU OR OTHERS OBTAIN THROUGH THIS WEBSITE. YOU AGREE THAT WE ARE NOT LIABLE TO YOU FOR ANY DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR THE USE OF THIS WEBSITE.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES AVAILABLE THROUGH OUR WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. FROM TIME TO TIME, WE MAKE CHANGES TO OUR WEBSITE. WE AND OUR SUPPLIERS MAY MAKE IMPROVEMENTS AND CHANGES TO OUR WEBSITE AT ANY TIME.
WE AND OUR SUPPLIERS OFFER NO ASSURANCES ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION AVAILABLE THROUGH OUR WEBSITE FOR ANY PURPOSE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL THE INFORMATION AND SERVICES AVAILABLE THROUGH OUR WEBSITE ARE PROVIDED "AS IS," WITHOUT WARRANTY OR CONDITION OF ANY KIND. WE AND OUR SUPPLIERS DISAVOW ALL WARRANTIES AND CONDITIONS REGARDING THIS INFORMATION AND THE SERVICES, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO CASE WILL WE OR OUR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER. THOSE DAMAGES INCLUDE, AMONG OTHER THINGS, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS THAT MAY ARISE OUT OF THE USE OF OUR WEBSITE; DAMAGES ARISING FROM YOUR INABILITY TO USE OUR WEBSITE; DAMAGES ARISING FROM THE PROVISION OF (OR FAILURE TO) PROVIDE SERVICES; AND DAMAGES ARISING FROM ANY INFORMATION OR SERVICES YOU RECEIVED THROUGH OUR WEBSITE.
THIS DAMAGE WAIVER APPLIES WHETHER THE ALLEGED DAMAGES ARE BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE. THIS DAMAGE WAIVER APPLIES EVEN IF WE OR OUR SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF OUR WEBSITE OR WITH ANY OF THESE TERMS OF USE, YOUR ONLY REMEDY IS TO STOP USING OUR WEBSITE.
Arbitration
You expressly waive all claims you may have, now or in the future, relating to us, this Website, our products and services, and all contracts you enter into with us.
If you attempt to assert any such claim, you agree to present such claim only through binding arbitration to occur in Beaumont, California. You further agree to waive any right to class arbitration. You agree, instead, to conduct an arbitration related solely to any individual claims you and any entity related to you assert against us.
To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.
International Users
The Service is controlled, operated, and administered by us from our offices within the United States of America. If you access the Service from a location outside the United States, you are responsible for compliance with all local laws. You agree that you will not use Content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.
Indemnification
You agree to indemnify, defend, and hold harmless us, our officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Website or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. We reserve the right, at our own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In this event, you will fully cooperate with us in asserting any available defenses.
Termination and Access Restriction
We reserve the right, in our sole discretion, to terminate your access to any portion of the Website and related services at any time, without notice, to the maximum extent permitted by law. You hereby consent to resolve all disputes arising under or related to this Website or the Terms of Use according to the Arbitration Clause above.
Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
No Joint Venture or Other Relationship
You agree that no joint venture, partnership, employment, or agency relationship exists between you and us due to this agreement or use of our Website. Our performance of this agreement is subject to existing laws and legal processes. Nothing contained in this agreement is in derogation of our right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Website or information provided to or gathered by us with respect to such use.
If any part of this agreement is determined to be invalid or unenforceable according to applicable law including, among other things, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision. The remainder of the agreement shall continue in effect.
Entire Agreement
Unless otherwise specified herein, this agreement, along with the Privacy Policy and Disclaimer, constitutes the entire agreement between you and us with respect to the Website. It supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us with respect to the Website. A printed version of this agreement and any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that this agreement and all related documents be written in English.
Changes to Terms
We reserve the right to change the Terms under which the Website is offered, for any reason we choose. The most current version of the Terms supersedes all previous versions. We encourage you to periodically review the Terms to stay informed of our updates.
Contact Us
We welcome your questions or comments regarding these Terms of Use. Address your letter to:
Lee McIntyre
Lifetime Income Strategist
1440 Beaumont Ave., Suite A2-257
Beaumont, CA 92223
Or write to us at [email protected]
Privacy Policy
This Privacy Policy is effective as of June 6, 2021. It replaces all previous versions.
Lee McIntyre respects your privacy and is committed to protecting your privacy through this Privacy Policy. In this document, references to "we," "us," and "our" refer to Lee McIntyre.
This Privacy Policy governs your use of www.LifetimeIncomeStrategist.com (our "Website"), including any content and services offered through the Website, whether you are a guest or a registered user.
Please read this Privacy Policy carefully before you start to use the Website. By using the Website, you agree to abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not use the Website.
Children Under The Age Of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to the Website. We do not knowingly collect personal information from children under 13.
If you are under 13, do not use this Website or provide any information on this Website.
If we learn we have collected or received personal information from a child under 13 without verifying parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at [email protected].
Information We Collect About You
When you access the Website, we will learn certain information about you, both automatically and through voluntary actions that you may take during your visit. This policy applies to information we collect on the Website and in email, text, or other electronic messages between you and the Website.
Here are examples of information we may learn about you:
Information You Provide To Us. The Website provides various places for you to provide information. We collect information that you provide by filling out forms on the Website, communicating with us via contact forms, responding to surveys, search queries on our search feature, providing comments or other feedback, and providing information when you order a product or service from the Website.
We use the information you provide to us to deliver the requested product or service, to improve our overall performance, and to provide you with offers, promotions, and information.
Information We Collect Through Automatic Data Collection Technology. As you navigate through our Website, we may use automatic data collection technologies, including Google Analytics, to collect certain information about your equipment, browsing actions, and patterns. The data we collect will generally include information about your location, your traffic pattern through our website, and any communications between your computer and our Website. Among other things, we will collect data about the type of computer you use, your Internet connection, your IP address, your operating system, and your browser type.
We use the information we collect automatically for statistical data. This information will not include personal information. We use this data to improve our Website and our service offerings. To the extent that you voluntarily provide personal information to us, our systems will associate the automatically collected information with your personal information.
Use of Cookies And Pixels
Similar to other commercial websites, our website utilizes standard technologies called "cookies" and server logs to collect information about how our site is used. The information we gather through cookies and server logs may include the date and time of your visits, the pages you view, the amount of time you spend on our site, and the websites you visited just before and just after our own, as well as your IP address.
A cookie is a very small text document, which often includes a unique anonymous identifier. When you visit a website, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser's preferences allow it, but in order to protect your privacy, your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites.
We reserve the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites in order to tailor advertising messages their users see while visiting that social media website. We reserve the right to use these pixels in compliance with various social media sites' policies.
Third-Party Use Of Cookies
Some content or applications, including advertisements on the Website, are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information. They may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based advertising (called "Behavioral Advertising") or other targeted content.
We do not control the tracking technologies of these third parties or how these technologies may be used. If you have any questions about an advertisement or other targeted content, you should contact the provider or advertiser directly.
Email Information
If you correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ to maintain information received online, by mail, and by telephone. These policies also apply when you register for our Website, sign up through any of our forms using your email address, or make purchases on this site. For further information, see the email policies below.
Email Policies
We are committed to keeping your email address confidential. We do not sell, rent, or lease our subscription lists to third parties. We will not disclose your email address to any third parties except as allowed in the section titled Disclosure of Your Information.
We maintain the information you send via email following applicable federal law.
We comply with the CAN-SPAM Act. Among other things, this means that all emails we send clearly state who the email is from and provide clear information on how to contact us. In addition, all our email messages contain concise information on how to remove yourself from our mailing list so that you receive no further email communication from us.
Our emails allow you to opt out of receiving communications from our partners and us by following the unsubscribe instructions located at the bottom of any email you receive from us.
If you no longer wish to receive our newsletter or promotional materials, you may opt out of receiving these communications by clicking on the unsubscribe link in the email.
How And Why We Collect Information
We collect your information in order to support your participation in the activities you select. If you register to download a book or resources, sign up for our newsletter, or purchase a product from us, we collect your information.
We use this information to track your preferences and inform you about the products and services you have selected to receive, as well as any related products and services. As a visitor to this Website, you can engage in most activities without providing any personal information. Only when you seek to download resources and register for services are you required to provide information.
If you are outside the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by us on this Website, we will automatically enroll you to receive our free email newsletter. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an "unsubscribe" link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to [email protected] requesting us to unsubscribe you from future emails.
If you are in the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by us on this Website, we will only enroll you to receive our free email newsletter if you affirmatively consent to it. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an "unsubscribe" link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to [email protected] requesting us to unsubscribe you from future emails.
How Do We Use the Information That You Provide to Us?
We use personal information to present our Website and its contents to you, to provide you with information, to provide you with offers for products and services, to provide you with information about your subscriptions and products, to carry out any contract between you and us, to administer our business activities, to provide customer service, and to make available other items and services to our customers and prospective customers.
From time to time, we may use the information you give us to make you offers to purchase products and services provided by third parties in exchange for a commission paid to us by those third parties. If you opt to take part in such promotions, those third parties will receive your information.
From time to time, we may use the information you provide to display advertisements to you that are tailored to your personal characteristics, interests, and activities.
Disclosure Of Your Information
As a general rule, we do not sell, rent, lease or otherwise transfer any information collected, whether automatically or through your voluntary action.
We may disclose your personal information to our subsidiaries, affiliates, and service providers to provide our services to you.
We may disclose your personal information to a third party, including a lawyer or collection agency, when necessary to enforce our Terms of Use or any other agreement between you and us.
We may provide your information to any successor in interest in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets or business.
We may disclose information when legally compelled to do so, that is, when we, in good faith, believe the law requires it or for the protection of our legal rights, or when required by a court or other governmental entity to do so.
How Do We Protect Your Information and Secure Information Transmissions?
We employ commercially reasonable methods to ensure the security of the information you provide to us and the information we collect automatically. We use standard security protocols and work only with reputable third-party vendors.
Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. If you nevertheless choose to send us private information by email, you do so at your own risk.
Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer or SSL. We never transmit credit card information and other sensitive information by email.
We may use software programs to create summary statistics. We may use those statistics for such purposes as assessing the number of visitors to the different sections of our site, discovering what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.
For site security purposes and to ensure that this service remains available to all users, we use software programs to monitor network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage.
Policy Changes
It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users' personal information, we will notify you by email addressed to the email address specified in your account or through a notice on the Website home page. We identify the date the Privacy Policy was last revised at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you and for periodically visiting our Website and this Privacy Policy to check for any changes.
Visitors' General Data Protection Regulation Rights
If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include:
We will retain any information you choose to provide to us until the earlier of (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) our determination that the costs of retaining it outweigh the value in retaining the data.
You have the right to request access to your data that we store and the right to either rectify or erase your personal data.
You have the right to seek restrictions on the processing of your data.
You have the right to object to the processing of your data and the right to the portability of your data.
To the extent that you provided consent to our processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred before your withdrawal of consent.
You have the right to complain to a supervisory authority with jurisdiction over issues related to the General Data Protection Regulation.
We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.
Contact Us
We welcome your questions or comments regarding this Privacy Policy. Address your letter to:
Lee McIntyre
Lifetime Income Strategist
1440 Beaumont Ave., Suite A2-257
Beaumont, CA 92223
Or write to us at [email protected]
Disclaimer
This Disclaimer is effective as of June 6, 2021. It replaces all previous versions.
This website is owned and operated by Lee McIntyre. In this document, references to "we," "us," and "our" refer to Lee McIntyre.
This Disclaimer, along with the Terms of Use and Privacy Policy, governs your access to and use of www.LifetimeIncomeStrategist.com, including any content, functionality, and services offered through www.LifetimeIncomeStrategist.com (our "Website"), whether you are a guest or a registered user.
Please read the Disclaimer carefully before you start to use the Website. By using the Website, you agree to abide by the Disclaimer. If you do not want to agree to the Privacy Policy, you must not use the website.
For Educational And Informational Purposes Only
The information you obtain through this website is for educational and informational purposes only.
Not Financial Advice
Lee McIntyre is a licensed financial professional. However, the information you obtain through this website is not specific financial advice for you. The information on this website is general and may not apply to someone in your specific situation. The information on this website is not a substitute for a personal consultation with Lee McIntyre or another licensed financial professional who is aware of the facts and circumstances of your specific situation.
We have done our best to ensure that the information available through this website is accurate and useful.
Nothing available through this website should be understood as a recommendation that you should not consult with a licensed financial professional who can address your particular circumstances. We expressly recommend that you seek advice from a professional.
Neither we nor any of our employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer because you failed to seek competent financial advice from a licensed financial professional who is familiar with your situation.
Not Tax Advice
Lee McIntyre is not a licensed tax professional, and he does not offer specific tax advice. The information on this website is general and may not apply to someone in your specific situation. The information on this website is not a substitute for a personal consultation with a licensed tax professional who is aware of the facts and circumstances of your specific situation.
We have done our best to ensure that the information available through this website is accurate and useful.
Nothing available through this website should be understood as a recommendation that you should not consult with a licensed tax professional who can address your particular circumstances. We expressly recommend that you seek advice from a licensed tax professional.
Neither we nor any of our employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer because you failed to seek competent tax advice from a licensed tax professional who is familiar with your situation.
Not Legal Advice
Lee McIntyre is not a licensed attorney, and he does not offer specific legal advice. The information on this website is general and may not apply to someone in your specific situation. The information on this website is not a substitute for a personal consultation with a licensed attorney who is aware of the facts and circumstances of your specific situation.
We have done our best to ensure that the information available through this website is accurate and useful.
Nothing available through this website should be understood as a recommendation that you should not consult with a licensed attorney who can address your particular circumstances. We expressly recommend that you seek advice from a licensed attorney.
Neither we nor any of our employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer because you failed to seek competent tax advice from a licensed attorney who is familiar with your situation.
Not Medical or Health Advice
Lee McIntyre is not a licensed health professional, and he does not offer specific health advice. The information on this website is general and may not apply to someone in your specific situation. The information on this website is not a substitute for a personal consultation with a licensed health professional who is aware of the facts and circumstances of your specific situation.
We have done our best to ensure that the information available through this website is accurate and useful.
Nothing available through this website should be understood as a recommendation that you should not consult with a licensed health professional who can address your particular circumstances. We expressly recommend that you seek advice from a licensed health professional.
Neither we nor any of our employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer because you failed to seek competent health advice from a licensed health professional who is familiar with your situation.
No Professional-Client Relationship
Your use of this website—including implementation of any suggestions set out in this website or use of any resources available on this website—does not create a professional-client relationship between you and us or any of our professionals.
We cannot accept you as a client until we determine that there is a fit and until various requirements, such as fee arrangements, are resolved. Because of this, you agree that you and we have not created any professional-client relationship by your use of this website.
Your Personal Responsibility
By using this website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available through this website. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on this website.
No Guarantees
You agree that we have not made any guarantees about the results of taking any action, whether recommended on this website or not. We provide educational and informational resources that we believe will help users of this website succeed. And you recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond our control or knowledge.
You also recognize that prior results do not guarantee a similar outcome. That means the results others got by applying the principles set out in this website don't guarantee that you will obtain similar results.
Errors And Omissions
This Website is a public resource of general information. We attempt to be correct, complete, and up-to-date. We have taken reasonable steps to ensure that the information contained in this Website is accurate, but we cannot promise that this website is free of errors. You accept that the information contained on this website may be erroneous, and you agree to conduct due diligence to verify any information obtained through this website prior to taking any action based on that information.
Reviews
At various times, we may provide reviews of products, services, or other resources. This may include reviews of books, services, or software applications. Any such reviews will represent the good-faith opinions of the author of such reviews. The products and services reviewed may be provided to us for free or at a reduced price as an incentive to provide a review.
Regardless of any such discounts, we will provide honest reviews of these products and services. You should conduct your own due diligence and should not rely solely upon any reviews provided on this or any other single website.
We will disclose the existence of any discounts or incentives we received in exchange for providing a review of a product. If you would like more information about any such discounts and incentives, send an email to [email protected] that includes the title of the reviewed product as the subject line. We will respond via email and disclose any incentives or discounts we received in association with that review.
Affiliate Links
From time to time, we may participate in affiliate marketing and may place affiliate links on some of our pages. We may earn a commission if you click on or make purchases via affiliate links.
As a policy, we only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our clients and Website visitors.
We will inform you when links constitute affiliate links.
It remains your personal responsibility to investigate whether any affiliate offers are right for you and will benefit you. You should not rely solely on any recommendation, reference, or information provided by us. Instead, you should conduct your own investigation and rely on your investigation to decide whether to purchase the affiliate product or service.
No Endorsements
From time to time, we may refer to other products, services, coaches, consultants, or experts. Those references are not intended as endorsements or statements that the information provided by other parties is accurate. We provide these references for your convenience. It is your responsibility to conduct your own investigation and make your own determination about any product, service, coach, consultant, or expert.
Testimonials
At various places on this website, you may find testimonials from our clients. The testimonials are actual statements made by clients, and they have been truthfully conveyed on this website.
Although we believe these testimonials are truthful statements about results obtained by these clients, the results obtained by these clients are not necessarily typical. You agree that the testimonials are not a guarantee of results that you will obtain by using any products or services offered on this Website or by us.
Earnings Disclaimer
From time to time, we may report on the success of one of our existing or prior clients. The information about this success is accurately portrayed by the clients, to the best of our knowledge. You acknowledge that the prior success of others does not guarantee your success.
As with any endeavor or course of action, your results may vary and will be based on your individual capacity, experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. Each individual's success depends on his or her background, dedication, desire, and motivation.
If you decide to use our information, products, and services, that decision should be based on your own due diligence. You agree that we are not liable for any success or failure that is directly or indirectly related to the purchase and use of our information, products, and services, or those reviewed or advertised on this website.
Contact Us
We welcome your questions or comments regarding this Disclaimer. Address your letter to:
Lee McIntyre
Lifetime Income Strategist
1440 Beaumont Ave., Suite A2-257
Beaumont, CA 92223
Or write to us at [email protected]